Service Line Coverage: The Home Insurance Add-On Utah Homeowners Should Ask About

Some home repairs are inconvenient.

Others are expensive.

Main sewer line or service line repairs can fall into the second category, especially if excavation is involved. During my conversation with Tim from Quick Quality Plumbing, he recommended that homeowners check whether their homeowner’s insurance includes service line coverage.

This type of coverage may help with costly underground line repairs, depending on the policy and circumstances.

Many homeowners do not think to ask about this until there is already a problem. But by then, it may be too late to add coverage for an existing issue.

If you own a home in Utah, especially an older home or a property with mature trees, it may be worth calling your insurance agent and asking:

Do I have service line coverage?
Does it cover sewer line repairs?
Does it cover excavation?
What are the limits?
What exclusions apply?
Is there a waiting period?
Can I add additional coverage?

Tim mentioned that he has seen insurance help cover large excavation costs when homeowners had the right coverage in place.

This is especially relevant for homeowners in established Salt Lake City neighborhoods where older sewer lines and mature landscaping may increase the risk of future line issues.

A quick insurance review could potentially save you a significant amount of money down the road.

Quick Quality Plumbing Offer

Quick Quality Plumbing offers a 100% free home protection plan that includes one free sewer scope per year, which can be especially helpful if you are concerned about your sewer line or service line condition. The plan also includes twice-yearly plumbing inspections, 15% off replacements, and no monthly fees.

Quick Quality Plumbing
Phone: 801-763-7835

For questions about protecting your home value, preparing for a sale, or making smart homeowner decisions before problems arise, I am always happy to help.

Judy Kostrencich
eXp Realty | Luxury
LuxuryUtahProperties.com
801-872-7156